(Homonym: lone).
The provision of money temporarily (usually at interest).
Form of borrowing by individuals, businesses, and governments.
Individuals and companies usually obtain loans from banks. The loan with interest is typically paid back in fixed monthly installments over a period of between one and five years in the UK, although longer-term loans and different repayment conditions may be negotiated. Debentures and mortgages are specific forms of loan. In business, loans are the second most important way after retained profit in which firms finance their expansion.

Lend